|
|
|
|
| |
| |
|
|
| Providing financial
services through SHGs to improve the livelihood
and health situation in 100 distressed villages
of Yeotmal, Amravati and Washim districts
in Vidharbha |
| |
|
Organisation
|
Apeksha
Homeo Society, Amravati |
| |
Dilasa
Sansthan, Yeotmal |
| |
Swayam
Shikshan Prayog, Mumbai |
|
Project
name
|
Providing
financial services through SHGs to improve
the livelihood and health situation
in 100 distressed villages of Yeotmal,
Amravati and Washim districts in Vidharbha |
|
Grant
operationalised
|
September
2008 |
|
Duration
|
3
years for Apeksha Homeo Society (AHS) |
| |
1.5
years for Dilasa Sansthan |
| |
2
years for Swayam Shikshan Prayog (SSP) |
|
Grant
amount sanctioned
|
Rs2.81
million for Apeksha Homeo Society, Amravati |
| |
Rs0.91
million for Dilasa Sansthan, Yeotmal
|
| |
Rs6.02
million for Swayam Shikshan Prayog,
Mumbai |
Activities within the
grant and expected impact:
The project focuses on integrating and developing
a critical microfinance component within the
Sukhi Baliraja Initiative (SBI) to ensure
access to quality financial services to the
farmers, particularly the poor, which in turn
would complement existing livelihood interventions.
AHS and Dilasa aim to improve the socio-economic
condition of families through formation and
strengthening of Self Help Groups (SHGs) in
Amravati (AHS) and Yeotmal (Dilasa) districts.
They aim to:
|
|
Facilitate
formation and strengthening of 433 existing
SHGs (Dilasa: 316; AHS: 117) through
promotion of support networks, which
is expected to lead to improved access
to financial services for 5,600 families
(Dilasa: 1,500; AHS: 4,100) |
|
|
Facilitate promotion
of livelihoods with all the 5,600 families
through livelihood planning exercise
with SHGs |
|
|
Demonstrate new
livelihood methods such as kitchen garden
and Pata method with 800 families (AHS:
600; Dilasa: 200), vermi-composting
with 940 families (AHS: 900; Dilasa:
40), backyard poultry with 500 families
(Dilasa) and raising demonstration plots
in 10 acres (AHS) of land |
|
|
Promote formation
of 30 youth groups within all the thirty
project villages of Teosa block to work
towards alleviating distress |
This would result in:
|
|
Improved
accessibility of supportive credit system
to all the families |
|
|
316 SHGs getting
linked with banks through AHS and Rs19
million leveraged as bank loan against
own saving of Rs8 million. Likewise,
all the 116 SHGs will be credit linked
by Dilasa, leveraging a total credit
of Rs3 million against own savings of
Rs1million |
|
|
Formation of 18
SHG clusters in Amravati district and
5 in Yeotmal |
|
|
4,100 families
in Amravati and 1,500 households in
Yeotmal taking up improved practices
of cultivation of soybean and cotton
and other crops and earning additional
income of about Rs5,000/ acre |
|
|
600 families in
Amravati and 200 families in Yeotmal
taking up kitchen garden and Pata method
of cultivation, resulting in an annual
reduction of expenditure of Rs3,000
per year per family |
|
|
900 families in
Amravati and 40 families in Yeotmal
taking up vermi-composting, thus increasing
the income of the family to the tune
of Rs5,000 per year |
|
|
Backyard poultry
enhancing the income of the farmer by
Rs3,000 per year for 500 families in
Yeotmal |
|
|
Lifestyle change
among 150 youth through Art of Living
exercise, besides formation of youth
groups in all 30 villages |
Likewise, SSP will promote in 50 villages
across two blocks in Washim district:
|
|
375
SHGs (5,000 households) which will raise
Rs2.5 million as savings and leverage
Rs11 million as loans and a pool of
8 cluster level SHG promoters to provide
regular inputs to the SHGs |
|
|
Women led innovations
in farming with all the SHGs |
|
|
Business development
services to all the SHGs through a network
of 10 Krishi Sahayaks (community based
farmers specifically trained on agriculture)
and training of 250 prospective entrepreneurs |
|
|
A community health
programme through a network of 25 Arogya
Sakhis, doctors and hospitals. |
This would also result in:
|
|
All
the families taking up improved practices
of cultivation and earning additional
income of about Rs5,000 per acre |
|
|
A demonstration
plot serving the purpose for exposure
and training and thereby enhancing the
income of 50 families by Rs7,000 per
acre |
|
|
The establishment
of a network of empanelled doctors,
diagnostic labs and hospitals to provide
members discounted primary care |
|
|
Reduction in annual
health expenses by 30 per cent |
|
|
Cashless hospitalisation
with network hospitals at pre-negotiated
rates |
|
|
|
|
|
|
|
